Analyzing Pagaya Technologies (PGY) and Its Rivals

Pagaya Technologies (NASDAQ:PGY – Get Rating) is one of 85 publicly-traded companies in the “Nondepository credit institutions” industry, but how does it contrast to its competitors? We will compare Pagaya Technologies to similar businesses based on the strength of its valuation, profitability, institutional ownership, earnings, risk, analyst recommendations and dividends.

Earnings and Valuation

This table compares Pagaya Technologies and its competitors gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Pagaya Technologies	$748.93 million	-$302.32 million	-2.31
Pagaya Technologies Competitors	$3.04 billion	$479.19 million	-0.34

Pagaya Technologies’ competitors have higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Volatility and Risk

Pagaya Technologies has a beta of 7.88, meaning that its share price is 688% more volatile than the S&P 500. Comparatively, Pagaya Technologies’ competitors have a beta of 6.12, meaning that their average share price is 512% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent ratings and target prices for Pagaya Technologies and its competitors, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pagaya Technologies	0	4	2	0	2.33
Pagaya Technologies Competitors	290	1307	1934	67	2.49

Pagaya Technologies presently has a consensus target price of $3.64, suggesting a potential upside of 222.27%. As a group, “Nondepository credit institutions” companies have a potential upside of 41.78%. Given Pagaya Technologies’ higher possible upside, equities analysts plainly believe Pagaya Technologies is more favorable than its competitors.

Institutional and Insider Ownership

22.6% of Pagaya Technologies shares are held by institutional investors. Comparatively, 32.2% of shares of all “Nondepository credit institutions” companies are held by institutional investors. 19.7% of Pagaya Technologies shares are held by insiders. Comparatively, 22.3% of shares of all “Nondepository credit institutions” companies are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Pagaya Technologies and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Pagaya Technologies	-42.32%	-8.02%	-5.81%
Pagaya Technologies Competitors	-189.61%	-31.68%	-10.58%

Summary

Pagaya Technologies competitors beat Pagaya Technologies on 8 of the 13 factors compared.

About Pagaya Technologies

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Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent financial institutions, auto finance providers, and brokers. The company was founded in 2016 and is headquartered in Tel Aviv, Israel.