SLM Co. to Post Q2 2025 Earnings of $0.49 Per Share, Wedbush Forecasts (NASDAQ:SLM)

SLM Co. (NASDAQ:SLM) – Analysts at Wedbush issued their Q2 2025 earnings estimates for SLM in a research report issued on Wednesday, March 27th. Wedbush analyst D. Chiaverini anticipates that the credit services provider will post earnings of $0.49 per share for the quarter. Wedbush currently has a “Outperform” rating and a $21.00 target price on the stock. The consensus estimate for SLM’s current full-year earnings is $2.66 per share. Wedbush also issued estimates for SLM’s Q3 2025 earnings at $0.57 EPS and Q4 2025 earnings at $0.55 EPS.

Other equities analysts have also issued research reports about the stock. Royal Bank of Canada increased their target price on shares of SLM from $21.00 to $22.00 and gave the company an “outperform” rating in a research report on Thursday, January 25th. Citigroup upgraded SLM from a “neutral” rating to a “buy” rating and increased their price objective for the stock from $14.00 to $23.00 in a report on Tuesday, January 16th. TheStreet upgraded SLM from a “c+” rating to a “b” rating in a report on Wednesday, January 24th. Stephens raised their price objective on shares of SLM from $16.00 to $18.00 and gave the stock an “equal weight” rating in a research note on Wednesday, December 13th. Finally, Deutsche Bank Aktiengesellschaft began coverage on SLM in a research report on Wednesday, January 10th. They issued a “buy” rating and a $25.00 target price for the company. Three analysts have rated the stock with a hold rating and nine have issued a buy rating to the stock. According to MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and an average price target of $19.77.

SLM Stock Up 2.2 %

SLM stock opened at $21.60 on Thursday. The company has a 50-day simple moving average of $20.20 and a 200-day simple moving average of $17.10. The firm has a market capitalization of $4.76 billion, a P/E ratio of 9.00, a P/E/G ratio of 0.44 and a beta of 1.16. The company has a debt-to-equity ratio of 3.21, a quick ratio of 1.22 and a current ratio of 1.22. SLM has a one year low of $11.35 and a one year high of $21.74.

SLM (NASDAQ:SLM) last posted its quarterly earnings results on Tuesday, January 30th. The credit services provider reported $0.72 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.87 by ($0.15). The company had revenue of $725.66 million during the quarter, compared to analyst estimates of $379.20 million. SLM had a net margin of 20.65% and a return on equity of 36.86%. During the same period in the prior year, the company earned ($0.33) earnings per share.

Institutional Inflows and Outflows

Several institutional investors have recently made changes to their positions in SLM. Blue Trust Inc. increased its position in SLM by 81.4% during the 4th quarter. Blue Trust Inc. now owns 1,328 shares of the credit services provider’s stock valued at $25,000 after buying an additional 596 shares in the last quarter. Daiwa Securities Group Inc. bought a new stake in shares of SLM in the 4th quarter worth $29,000. Neo Ivy Capital Management bought a new stake in shares of SLM in the 4th quarter worth $40,000. Bessemer Group Inc. increased its holdings in shares of SLM by 219.7% in the 2nd quarter. Bessemer Group Inc. now owns 2,206 shares of the credit services provider’s stock worth $36,000 after purchasing an additional 1,516 shares in the last quarter. Finally, Headlands Technologies LLC boosted its stake in shares of SLM by 46.4% in the 4th quarter. Headlands Technologies LLC now owns 2,330 shares of the credit services provider’s stock worth $45,000 after buying an additional 739 shares during the last quarter. Institutional investors own 98.94% of the company’s stock.

Insider Activity at SLM

In other SLM news, EVP Donna F. Vieira sold 12,308 shares of the business’s stock in a transaction on Tuesday, January 30th. The stock was sold at an average price of $20.27, for a total value of $249,483.16. Following the transaction, the executive vice president now owns 126,500 shares of the company’s stock, valued at $2,564,155. The transaction was disclosed in a legal filing with the SEC, which can be accessed through the SEC website. In related news, EVP Donna F. Vieira sold 12,308 shares of the business’s stock in a transaction on Tuesday, January 30th. The stock was sold at an average price of $20.27, for a total transaction of $249,483.16. Following the sale, the executive vice president now directly owns 126,500 shares in the company, valued at approximately $2,564,155. The transaction was disclosed in a filing with the SEC, which is accessible through the SEC website. Also, SVP Jonathan Boyles sold 94,078 shares of the company’s stock in a transaction dated Thursday, February 29th. The stock was sold at an average price of $20.72, for a total value of $1,949,296.16. Following the completion of the transaction, the senior vice president now owns 52,751 shares in the company, valued at $1,093,000.72. The disclosure for this sale can be found here. 0.91% of the stock is owned by insiders.

SLM Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Friday, March 15th. Investors of record on Monday, March 4th were given a dividend of $0.11 per share. The ex-dividend date of this dividend was Friday, March 1st. This represents a $0.44 annualized dividend and a dividend yield of 2.04%. SLM’s payout ratio is 18.33%.

SLM declared that its board has initiated a share buyback program on Wednesday, January 24th that permits the company to repurchase $650.00 million in outstanding shares. This repurchase authorization permits the credit services provider to purchase up to 14.5% of its stock through open market purchases. Stock repurchase programs are often an indication that the company’s board of directors believes its stock is undervalued.

SLM Company Profile

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It is also involved in the provision of retail deposit accounts, including certificates of deposit, money market accounts, and high-yield savings accounts; and interest-bearing omnibus accounts.