Head to Head Analysis: Bancorp (NASDAQ:TBBK) & Omni Financial Services (OTCMKTS:OFSI)

Omni Financial Services (OTCMKTS:OFSI) and Bancorp (NASDAQ:TBBK) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, risk, earnings, profitability, dividends, valuation and institutional ownership.

Earnings and Valuation

This table compares Omni Financial Services and Bancorp”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Omni Financial Services	N/A	N/A	N/A	N/A	N/A
Bancorp	$621.60 million	4.29	$192.30 million	$3.96	14.06

Bancorp has higher revenue and earnings than Omni Financial Services.

Institutional and Insider Ownership

96.2% of Bancorp shares are owned by institutional investors. 5.2% of Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Risk and Volatility

Omni Financial Services has a beta of 3.26, suggesting that its share price is 226% more volatile than the S&P 500. Comparatively, Bancorp has a beta of 1.46, suggesting that its share price is 46% more volatile than the S&P 500.

Profitability

This table compares Omni Financial Services and Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Omni Financial Services	N/A	N/A	N/A
Bancorp	30.97%	26.63%	2.69%

Analyst Ratings

This is a breakdown of recent ratings and price targets for Omni Financial Services and Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Omni Financial Services	0	0	0	0	0.00
Bancorp	0	0	3	0	3.00

Bancorp has a consensus price target of $55.00, suggesting a potential downside of 1.22%. Given Bancorp’s stronger consensus rating and higher possible upside, analysts clearly believe Bancorp is more favorable than Omni Financial Services.

Summary

Bancorp beats Omni Financial Services on 9 of the 10 factors compared between the two stocks.

About Omni Financial Services

OMNI Financial Services, Inc. provides various financial products and services to individuals, professionals, and business owners. The company offers deferred annuities, fixed annuities, and immediate annuities; and group medical, key employee, survivor life, disability, fixed life, long term care, and term life insurance products. It also provides college funding, retirement, and estate planning services. The company was founded in 1976 and is headquartered in Fort Myers, Florida.

About Bancorp

The Bancorp, Inc. operates as the bank holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, time, money market, and commercial accounts; overdrafts; and certificates of deposit. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; lease financing for commercial and government vehicle fleets, including trucks and other special purpose vehicles; commercial real estate bridge loans; and small business administration loans. In addition, it offers bill and other payment services; debit and prepaid card issuing services; card and bill payment, and automated clearing house processing services; and internet banking services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.