Analyzing Ryan Specialty (NYSE:RYAN) & Zhibao Technology (NASDAQ:ZBAO)

Zhibao Technology (NASDAQ:ZBAO) and Ryan Specialty (NYSE:RYAN) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, institutional ownership, risk, profitability, dividends and earnings.

Analyst Ratings

This is a breakdown of current ratings and price targets for Zhibao Technology and Ryan Specialty, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zhibao Technology	0	0	0	0	0.00
Ryan Specialty	1	5	6	0	2.42

Ryan Specialty has a consensus target price of $73.50, indicating a potential upside of 17.11%. Given Ryan Specialty’s stronger consensus rating and higher possible upside, analysts clearly believe Ryan Specialty is more favorable than Zhibao Technology.

Valuation & Earnings

This table compares Zhibao Technology and Ryan Specialty”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zhibao Technology	$183.67 million	0.28	N/A	N/A	N/A
Ryan Specialty	$2.39 billion	6.89	$61.04 million	$0.77	81.51

Ryan Specialty has higher revenue and earnings than Zhibao Technology.

Profitability

This table compares Zhibao Technology and Ryan Specialty’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Zhibao Technology	N/A	N/A	N/A
Ryan Specialty	10.31%	47.90%	6.36%

Insider & Institutional Ownership

84.8% of Ryan Specialty shares are owned by institutional investors. 11.1% of Ryan Specialty shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Ryan Specialty beats Zhibao Technology on 10 of the 10 factors compared between the two stocks.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.

About Ryan Specialty

Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, Europe, and Singapore. It offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter. The company serves commercial, industrial, institutional, and government sectors. Ryan Specialty Holdings, Inc. was founded in 2010 and is headquartered in Chicago, Illinois.