Contrasting Farmers & Merchants Bank of Long Beach (OTCMKTS:FMBL) and First Republic Bank (OTCMKTS:FRCB)

Insider and Institutional Ownership

0.0% of First Republic Bank shares are held by institutional investors. Comparatively, 7.6% of Farmers & Merchants Bank of Long Beach shares are held by institutional investors. 0.7% of First Republic Bank shares are held by company insiders. Comparatively, 12.8% of Farmers & Merchants Bank of Long Beach shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares First Republic Bank and Farmers & Merchants Bank of Long Beach’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
First Republic Bank	N/A	N/A	N/A
Farmers & Merchants Bank of Long Beach	11.52%	3.95%	0.44%

Dividends

First Republic Bank pays an annual dividend of $1.08 per share and has a dividend yield of 14,400.0%. Farmers & Merchants Bank of Long Beach pays an annual dividend of $112.00 per share and has a dividend yield of 2.0%. Farmers & Merchants Bank of Long Beach pays out 26.2% of its earnings in the form of a dividend.

Volatility & Risk

First Republic Bank has a beta of 1.67, meaning that its share price is 67% more volatile than the S&P 500. Comparatively, Farmers & Merchants Bank of Long Beach has a beta of 0.43, meaning that its share price is 57% less volatile than the S&P 500.

Earnings & Valuation

This table compares First Republic Bank and Farmers & Merchants Bank of Long Beach”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Republic Bank	$6.75 billion	0.00	$1.67 billion	N/A	N/A
Farmers & Merchants Bank of Long Beach	$431.97 million	1.55	$70.01 million	$427.35	13.07

First Republic Bank has higher revenue and earnings than Farmers & Merchants Bank of Long Beach.

Summary

Farmers & Merchants Bank of Long Beach beats First Republic Bank on 6 of the 11 factors compared between the two stocks.

About First Republic Bank

As of May 1, 2023, First Republic Bank went out of business. Previously, First Republic Bank provided private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. The company was founded in 1985 and was headquartered in San Francisco, California. First Republic Bank now trades on OTCPK.

About Farmers & Merchants Bank of Long Beach

Farmers & Merchants Bank of Long Beach provides various banking products and services to individuals, professionals, and small to medium-sized businesses in Los Angeles, Orange, and Santa Barbara Counties. It offers checking, savings, Christmas club savings, health savings, market rate savings, and money market accounts; demand and time deposits; certificates of deposit; and individual retirement account. The company also provides personal, home, commercial real estate, real estate and construction, and commercial business loans, as well as lines of credit; financing for residential loans comprising single-family and multifamily loans; and credit and debit cards. In addition, it offers account management, receivables and payables, and risk management services; commercial lending services; and faith-based and healthcare banking services, as well as online and mobile banking services. Farmers & Merchants Bank of Long Beach was founded in 1907 and is headquartered in Long Beach, California.