Critical Comparison: Zurich Insurance Group (OTCMKTS:ZURVY) and Cosmos Group (OTCMKTS:COSG)

Cosmos Group (OTCMKTS:COSG) and Zurich Insurance Group (OTCMKTS:ZURVY) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, profitability, analyst recommendations, institutional ownership and risk.

Profitability

This table compares Cosmos Group and Zurich Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cosmos Group	N/A	N/A	-78.39%
Zurich Insurance Group	N/A	N/A	N/A

Analyst Recommendations

This is a breakdown of current ratings and price targets for Cosmos Group and Zurich Insurance Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cosmos Group	0	0	0	0	0.00
Zurich Insurance Group	2	1	1	0	1.75

Insider and Institutional Ownership

0.0% of Zurich Insurance Group shares are held by institutional investors. 0.4% of Cosmos Group shares are held by insiders. Comparatively, 0.0% of Zurich Insurance Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Cosmos Group and Zurich Insurance Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cosmos Group	$620,000.00	1.11	-$77.34 million	N/A	N/A
Zurich Insurance Group	$59.51 billion	1.62	$4.35 billion	N/A	N/A

Zurich Insurance Group has higher revenue and earnings than Cosmos Group.

Risk & Volatility

Cosmos Group has a beta of 1.51, indicating that its stock price is 51% more volatile than the S&P 500. Comparatively, Zurich Insurance Group has a beta of 0.7, indicating that its stock price is 30% less volatile than the S&P 500.

Summary

Zurich Insurance Group beats Cosmos Group on 7 of the 9 factors compared between the two stocks.

About Cosmos Group

Cosmos Group Holdings Inc. focuses on the physical artworks and collectibles business in Hong Kong and internationally. It operates online platform to sell and distribute the arts and collectibles to end-users with the use of blockchain technologies and minting tokens. The company is based in Singapore.

About Zurich Insurance Group

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, and cyber resilience, as well as climate risk assessment and reinsurance services. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.