Head-To-Head Survey: Upstart (NASDAQ:UPST) versus BitFuFu (NASDAQ:FUFU)

BitFuFu (NASDAQ:FUFU) and Upstart (NASDAQ:UPST) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, valuation, earnings, dividends, risk, analyst recommendations and institutional ownership.

Insider & Institutional Ownership

37.3% of BitFuFu shares are held by institutional investors. Comparatively, 63.0% of Upstart shares are held by institutional investors. 35.0% of BitFuFu shares are held by insiders. Comparatively, 18.1% of Upstart shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Volatility & Risk

BitFuFu has a beta of 0.24, indicating that its share price is 76% less volatile than the S&P 500. Comparatively, Upstart has a beta of 2.25, indicating that its share price is 125% more volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for BitFuFu and Upstart, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BitFuFu	0	0	1	0	3.00
Upstart	2	7	5	0	2.21

BitFuFu presently has a consensus target price of $7.00, suggesting a potential upside of 40.85%. Upstart has a consensus target price of $73.38, suggesting a potential upside of 22.45%. Given BitFuFu’s stronger consensus rating and higher possible upside, equities analysts clearly believe BitFuFu is more favorable than Upstart.

Profitability

This table compares BitFuFu and Upstart’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BitFuFu	8.17%	40.15%	13.55%
Upstart	-20.20%	-25.87%	-7.95%

Valuation and Earnings

This table compares BitFuFu and Upstart”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BitFuFu	$452.74 million	1.79	$10.49 million	N/A	N/A
Upstart	$628.83 million	8.93	-$128.58 million	($1.46)	-41.05

BitFuFu has higher earnings, but lower revenue than Upstart.

Summary

BitFuFu beats Upstart on 7 of the 12 factors compared between the two stocks.

About BitFuFu

BitFuFu Inc. provides digital asset mining and cloud-mining services in Singapore. It also offers miner rental, and miner hosting and sales services to institutional customers and individual digital asset enthusiasts. The company is based in Singapore, Singapore.

About Upstart

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.