VersaBank (NASDAQ:VBNK) Downgraded by Roth Capital to Hold

VersaBank (NASDAQ:VBNK) was downgraded by investment analysts at Roth Capital from a “strong-buy” rating to a “hold” rating in a research report issued on Wednesday,Zacks.com reports. Roth Capital also issued estimates for VersaBank’s Q3 2025 earnings at $0.33 EPS.

A number of other equities research analysts have also recently commented on the company. Raymond James reissued an “outperform” rating and set a $17.00 price target (up from $15.00) on shares of VersaBank in a report on Friday, November 8th. Roth Mkm cut VersaBank from a “buy” rating to a “neutral” rating and decreased their price target for the company from $22.00 to $10.40 in a report on Thursday.

VersaBank Stock Performance

Shares of VersaBank stock opened at $10.67 on Wednesday. The stock’s fifty day moving average is $13.33 and its 200 day moving average is $14.18. The stock has a market cap of $346.98 million, a P/E ratio of 9.70 and a beta of 0.93. VersaBank has a one year low of $9.48 and a one year high of $18.38.

VersaBank (NASDAQ:VBNK) last posted its quarterly earnings results on Monday, December 9th. The company reported $0.28 EPS for the quarter, beating analysts’ consensus estimates of $0.27 by $0.01. VersaBank had a return on equity of 11.20% and a net margin of 13.52%. Analysts predict that VersaBank will post 1.46 EPS for the current year.

Institutional Inflows and Outflows

A number of institutional investors have recently made changes to their positions in VBNK. Mark Sheptoff Financial Planning LLC purchased a new position in shares of VersaBank during the third quarter valued at about $137,000. K2 Principal Fund L.P. purchased a new position in shares of VersaBank during the third quarter valued at about $211,000. Barclays PLC purchased a new position in shares of VersaBank during the third quarter valued at about $32,000. Round Rock Advisors LLC purchased a new position in shares of VersaBank during the fourth quarter valued at about $273,000. Finally, Salzhauer Michael purchased a new position in VersaBank in the fourth quarter worth about $137,000. Hedge funds and other institutional investors own 56.86% of the company’s stock.

About VersaBank

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.