nCino (NASDAQ:NCNO) Issues FY 2026 Earnings Guidance

nCino (NASDAQ:NCNO) updated its FY 2026 earnings guidance on Tuesday. The company provided EPS guidance of 0.660-0.690 for the period, compared to the consensus EPS estimate of 0.880. The company issued revenue guidance of $574.5 million-$578.5 million, compared to the consensus revenue estimate of $613.4 million. nCino also updated its FY26 guidance to $0.66-0.69 EPS.

nCino Stock Performance

NASDAQ:NCNO traded up $0.65 on Tuesday, hitting $28.12. The company’s stock had a trading volume of 3,344,199 shares, compared to its average volume of 1,216,409. The stock has a fifty day moving average of $31.32 and a two-hundred day moving average of $34.21. nCino has a one year low of $19.93 and a one year high of $43.20. The firm has a market capitalization of $3.26 billion, a P/E ratio of -165.40, a price-to-earnings-growth ratio of 5.77 and a beta of 0.66. The company has a current ratio of 1.95, a quick ratio of 1.95 and a debt-to-equity ratio of 0.20.

Analyst Upgrades and Downgrades

A number of equities analysts have issued reports on NCNO shares. Macquarie lifted their price target on shares of nCino from $40.00 to $43.00 and gave the stock an “outperform” rating in a report on Friday, December 6th. Keefe, Bruyette & Woods dropped their price target on nCino from $44.00 to $40.00 and set an “outperform” rating on the stock in a research note on Friday. Stephens reissued an “equal weight” rating and set a $38.00 price objective on shares of nCino in a research report on Thursday, March 20th. Needham & Company LLC lifted their price target on shares of nCino from $40.00 to $45.00 and gave the company a “buy” rating in a research report on Thursday, December 5th. Finally, Piper Sandler reiterated a “neutral” rating and set a $38.00 price target on shares of nCino in a research note on Thursday, December 5th. Five analysts have rated the stock with a hold rating and eleven have given a buy rating to the company. Based on data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and a consensus target price of $41.36.

Insider Buying and Selling

In other nCino news, insider April Rieger sold 4,325 shares of the company’s stock in a transaction dated Tuesday, February 4th. The shares were sold at an average price of $32.60, for a total value of $140,995.00. Following the completion of the transaction, the insider now owns 145,953 shares in the company, valued at approximately $4,758,067.80. This represents a 2.88 % decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through this link. Also, Director Jeff Horing sold 54,876 shares of the company’s stock in a transaction that occurred on Monday, January 6th. The stock was sold at an average price of $35.00, for a total value of $1,920,660.00. Following the transaction, the director now directly owns 4,458,591 shares of the company’s stock, valued at approximately $156,050,685. The trade was a 1.22 % decrease in their ownership of the stock. The disclosure for this sale can be found here. Insiders sold a total of 86,877 shares of company stock valued at $2,963,893 over the last three months. 28.40% of the stock is owned by company insiders.

nCino Company Profile

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.