Comparing Gryphon Digital Mining (NASDAQ:GRYP) & Jiayin Group (NASDAQ:JFIN)

Gryphon Digital Mining (NASDAQ:GRYP) and Jiayin Group (NASDAQ:JFIN) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their risk, earnings, valuation, institutional ownership, analyst recommendations, dividends and profitability.

Profitability

This table compares Gryphon Digital Mining and Jiayin Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Gryphon Digital Mining	N/A	N/A	-133.06%
Jiayin Group	19.17%	43.90%	21.31%

Volatility & Risk

Gryphon Digital Mining has a beta of 2.77, suggesting that its share price is 177% more volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500.

Analyst Recommendations

This is a summary of current ratings and recommmendations for Gryphon Digital Mining and Jiayin Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Gryphon Digital Mining	0	1	0	0	2.00
Jiayin Group	0	0	0	0	0.00

Earnings and Valuation

This table compares Gryphon Digital Mining and Jiayin Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Gryphon Digital Mining	$20.54 million	0.38	-$11.58 million	($0.54)	-0.28
Jiayin Group	$5.80 billion	0.09	$182.75 million	$2.76	3.71

Jiayin Group has higher revenue and earnings than Gryphon Digital Mining. Gryphon Digital Mining is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

10.2% of Gryphon Digital Mining shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 11.7% of Gryphon Digital Mining shares are owned by insiders. Comparatively, 51.2% of Jiayin Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Jiayin Group beats Gryphon Digital Mining on 9 of the 12 factors compared between the two stocks.

About Gryphon Digital Mining

Gryphon Digital Mining, Inc. operates as a bitcoin mining company in the United States. It operates mining computers and ESG-led mining. The company was founded in 2020 and is based in Las Vegas, Nevada.

About Jiayin Group

Jiayin Group Inc., together with its subsidiaries, provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers referral services for investment products offered by the financial service providers; and technology development and services, as well as guarantee services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.