Q3 Earnings Estimate for SLM Issued By Wedbush (NASDAQ:SLM)

SLM Co. (NASDAQ:SLM) – Research analysts at Wedbush raised their Q3 2025 EPS estimates for shares of SLM in a note issued to investors on Monday, November 25th. Wedbush analyst D. Chiaverini now anticipates that the credit services provider will post earnings per share of $0.74 for the quarter, up from their prior forecast of $0.68. Wedbush currently has a “Outperform” rating and a $26.00 price objective on the stock. The consensus estimate for SLM’s current full-year earnings is $2.73 per share. Wedbush also issued estimates for SLM’s FY2025 earnings at $3.15 EPS and FY2026 earnings at $3.80 EPS.

SLM (NASDAQ:SLM) last released its quarterly earnings data on Wednesday, October 23rd. The credit services provider reported ($0.23) earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.07 by ($0.30). SLM had a net margin of 22.18% and a return on equity of 35.92%. The firm had revenue of $652.64 million for the quarter, compared to analyst estimates of $363.40 million. During the same period in the previous year, the business posted $0.11 EPS.

A number of other analysts have also recently issued reports on the stock. Royal Bank of Canada reiterated an “outperform” rating and issued a $26.00 target price on shares of SLM in a research note on Thursday, October 24th. Barclays reduced their price objective on shares of SLM from $27.00 to $26.00 and set an “overweight” rating for the company in a research note on Thursday, October 24th. Bank of America assumed coverage on shares of SLM in a research report on Wednesday, September 25th. They set a “buy” rating and a $27.00 target price on the stock. Finally, JPMorgan Chase & Co. reduced their price target on SLM from $25.00 to $24.00 and set a “neutral” rating for the company in a research report on Monday, October 7th. Two research analysts have rated the stock with a hold rating and nine have given a buy rating to the company’s stock. According to data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average target price of $25.45.

SLM Stock Down 1.6 %

Shares of SLM stock opened at $27.42 on Tuesday. The firm has a market cap of $5.82 billion, a price-to-earnings ratio of 9.55, a P/E/G ratio of 1.15 and a beta of 1.16. The stock has a 50-day simple moving average of $23.02 and a 200-day simple moving average of $21.85. SLM has a 52-week low of $14.03 and a 52-week high of $28.22. The company has a debt-to-equity ratio of 3.21, a current ratio of 1.29 and a quick ratio of 1.27.

Institutional Inflows and Outflows

Several institutional investors have recently added to or reduced their stakes in SLM. Empowered Funds LLC boosted its position in shares of SLM by 4.8% in the third quarter. Empowered Funds LLC now owns 11,594 shares of the credit services provider’s stock valued at $265,000 after acquiring an additional 526 shares during the period. GAMMA Investing LLC boosted its holdings in SLM by 13.3% in the 3rd quarter. GAMMA Investing LLC now owns 5,077 shares of the credit services provider’s stock valued at $116,000 after purchasing an additional 594 shares during the period. Creative Planning grew its position in SLM by 5.3% in the 3rd quarter. Creative Planning now owns 18,708 shares of the credit services provider’s stock worth $428,000 after purchasing an additional 942 shares during the last quarter. O Shaughnessy Asset Management LLC increased its holdings in shares of SLM by 9.9% during the 1st quarter. O Shaughnessy Asset Management LLC now owns 11,017 shares of the credit services provider’s stock worth $240,000 after purchasing an additional 990 shares during the period. Finally, US Bancorp DE raised its position in shares of SLM by 12.3% during the third quarter. US Bancorp DE now owns 9,368 shares of the credit services provider’s stock valued at $214,000 after buying an additional 1,029 shares during the last quarter. 98.94% of the stock is owned by institutional investors.

SLM Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Monday, December 16th. Investors of record on Thursday, December 5th will be paid a dividend of $0.13 per share. This is an increase from SLM’s previous quarterly dividend of $0.11. The ex-dividend date is Thursday, December 5th. This represents a $0.52 annualized dividend and a yield of 1.90%. SLM’s dividend payout ratio is presently 18.12%.

About SLM

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It is also involved in the provision of retail deposit accounts, including certificates of deposit, money market accounts, and high-yield savings accounts; and interest-bearing omnibus accounts.