CrossFirst Bankshares (NASDAQ:CFB – Get Free Report) and Bank of Nova Scotia (NYSE:BNS – Get Free Report) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, analyst recommendations, valuation, institutional ownership, earnings, profitability and risk.
Valuation & Earnings
This table compares CrossFirst Bankshares and Bank of Nova Scotia”s gross revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| CrossFirst Bankshares | $254.34 million | 3.04 | $66.67 million | $1.47 | 10.65 |
| Bank of Nova Scotia | $33.62 billion | 1.99 | $5.70 billion | $4.32 | 12.41 |
Bank of Nova Scotia has higher revenue and earnings than CrossFirst Bankshares. CrossFirst Bankshares is trading at a lower price-to-earnings ratio than Bank of Nova Scotia, indicating that it is currently the more affordable of the two stocks.
Risk & Volatility
Profitability
This table compares CrossFirst Bankshares and Bank of Nova Scotia’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| CrossFirst Bankshares | 14.52% | 10.72% | 1.04% |
| Bank of Nova Scotia | 10.20% | 11.56% | 0.61% |
Analyst Ratings
This is a breakdown of current ratings and price targets for CrossFirst Bankshares and Bank of Nova Scotia, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| CrossFirst Bankshares | 0 | 0 | 4 | 0 | 3.00 |
| Bank of Nova Scotia | 0 | 3 | 5 | 1 | 2.78 |
CrossFirst Bankshares presently has a consensus price target of $18.50, suggesting a potential upside of 18.14%. Bank of Nova Scotia has a consensus price target of $72.00, suggesting a potential upside of 34.33%. Given Bank of Nova Scotia’s higher possible upside, analysts clearly believe Bank of Nova Scotia is more favorable than CrossFirst Bankshares.
Insider and Institutional Ownership
56.3% of CrossFirst Bankshares shares are owned by institutional investors. Comparatively, 49.1% of Bank of Nova Scotia shares are owned by institutional investors. 9.0% of CrossFirst Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Summary
Bank of Nova Scotia beats CrossFirst Bankshares on 9 of the 15 factors compared between the two stocks.
About CrossFirst Bankshares
CrossFirst Bankshares, Inc. operates as the bank holding company for CrossFirst Bank that provides various banking and financial services to businesses, business owners, professionals, and its personal networks. The company offers commercial and industrial loans, including enterprise value lending; commercial real estate loans; construction and development loans, such as home builder lending; residential real estate, multifamily real estate, energy, SBA, and consumer loans; and credit cards. It also provides deposit banking products, including personal and business checking and savings accounts; treasury management services; money market accounts; certificates of deposits; negotiable order of withdrawal accounts; automated teller machine access; and mobile banking and international banking services, as well as non-interest-bearing demand deposits and interest-bearing deposits, including transaction accounts. In addition, the company acquires brokered deposits, internet subscription certificates of deposit, and reciprocal deposits. Further, it holds investments in marketable securities. The company serves its clients though branch network, as well as digital banking products. It has full-service banking offices in Kansas, Missouri, Oklahoma, Texas, Arizona, Colorado, and New Mexico. CrossFirst Bankshares, Inc. was founded in 2007 and is headquartered in Leawood, Kansas.
About Bank of Nova Scotia
The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The Bank of Nova Scotia was founded in 1832 and is headquartered in Toronto, Canada.
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