Seaport Res Ptn Has Negative Outlook for PayPal Q2 Earnings

PayPal Holdings, Inc. (NASDAQ:PYPL) – Equities research analysts at Seaport Res Ptn decreased their Q2 2025 earnings per share estimates for PayPal in a research report issued to clients and investors on Tuesday, February 4th. Seaport Res Ptn analyst J. Cantwell now expects that the credit services provider will post earnings of $1.19 per share for the quarter, down from their prior estimate of $1.23. The consensus estimate for PayPal’s current full-year earnings is $4.58 per share. Seaport Res Ptn also issued estimates for PayPal’s Q1 2026 earnings at $1.06 EPS and Q3 2026 earnings at $1.52 EPS.

PayPal (NASDAQ:PYPL) last issued its earnings results on Tuesday, February 4th. The credit services provider reported $1.19 earnings per share for the quarter, beating analysts’ consensus estimates of $1.11 by $0.08. PayPal had a return on equity of 23.44% and a net margin of 14.08%. The business had revenue of $8.37 billion during the quarter, compared to analyst estimates of $8.27 billion. During the same period in the previous year, the company posted $1.48 EPS. PayPal’s revenue was up 4.2% on a year-over-year basis.

Several other research firms have also commented on PYPL. Wolfe Research upgraded shares of PayPal from a “peer perform” rating to an “outperform” rating and set a $107.00 price target for the company in a report on Friday, December 13th. Royal Bank of Canada reissued an “outperform” rating and issued a $100.00 price objective on shares of PayPal in a research note on Thursday, December 12th. The Goldman Sachs Group increased their target price on PayPal from $79.00 to $87.00 and gave the company a “neutral” rating in a research report on Wednesday, October 30th. Stephens boosted their price target on PayPal from $75.00 to $85.00 and gave the stock an “equal weight” rating in a research report on Friday, October 18th. Finally, Robert W. Baird decreased their price objective on PayPal from $100.00 to $95.00 and set an “outperform” rating for the company in a research note on Wednesday. Fourteen investment analysts have rated the stock with a hold rating, twenty-one have assigned a buy rating and one has issued a strong buy rating to the company. According to MarketBeat.com, PayPal presently has an average rating of “Moderate Buy” and an average target price of $89.29.

PayPal Stock Performance

PYPL stock opened at $79.20 on Thursday. The company has a debt-to-equity ratio of 0.49, a current ratio of 1.25 and a quick ratio of 1.25. PayPal has a 1-year low of $55.77 and a 1-year high of $93.66. The business has a 50-day moving average price of $88.01 and a 200 day moving average price of $79.39. The company has a market capitalization of $79.40 billion, a P/E ratio of 18.90, a PEG ratio of 1.49 and a beta of 1.44.

Institutional Trading of PayPal

A number of hedge funds and other institutional investors have recently made changes to their positions in the business. Gordian Capital Singapore Pte Ltd purchased a new stake in PayPal in the third quarter valued at $26,000. Rosenberg Matthew Hamilton lifted its holdings in shares of PayPal by 67.6% in the 4th quarter. Rosenberg Matthew Hamilton now owns 310 shares of the credit services provider’s stock valued at $26,000 after buying an additional 125 shares during the period. Sugarloaf Wealth Management LLC boosted its stake in shares of PayPal by 344.3% in the fourth quarter. Sugarloaf Wealth Management LLC now owns 351 shares of the credit services provider’s stock worth $30,000 after buying an additional 272 shares during the last quarter. Planning Capital Management Corp grew its holdings in PayPal by 186.1% during the third quarter. Planning Capital Management Corp now owns 412 shares of the credit services provider’s stock worth $32,000 after acquiring an additional 268 shares during the period. Finally, Financial Management Professionals Inc. raised its position in PayPal by 125.3% during the third quarter. Financial Management Professionals Inc. now owns 437 shares of the credit services provider’s stock valued at $34,000 after acquiring an additional 243 shares in the last quarter. Institutional investors and hedge funds own 68.32% of the company’s stock.

PayPal Company Profile

PayPal Holdings, Inc operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.