Federal Life Group (OTCMKTS:FLFG) and Corebridge Financial (NYSE:CRBG) Financial Analysis

Corebridge Financial (NYSE:CRBG) and Federal Life Group (OTCMKTS:FLFG) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, risk, dividends, institutional ownership, analyst recommendations, earnings and valuation.

Analyst Recommendations

This is a breakdown of current ratings and target prices for Corebridge Financial and Federal Life Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Corebridge Financial	0	3	12	0	2.80
Federal Life Group	0	0	0	0	0.00

Corebridge Financial currently has a consensus target price of $36.64, indicating a potential upside of 12.01%. Given Corebridge Financial’s stronger consensus rating and higher possible upside, equities analysts clearly believe Corebridge Financial is more favorable than Federal Life Group.

Earnings & Valuation

This table compares Corebridge Financial and Federal Life Group”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Corebridge Financial	$19.58 billion	0.93	$2.23 billion	$3.78	8.65
Federal Life Group	N/A	N/A	N/A	N/A	N/A

Corebridge Financial has higher revenue and earnings than Federal Life Group.

Profitability

This table compares Corebridge Financial and Federal Life Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Corebridge Financial	11.39%	22.69%	0.74%
Federal Life Group	N/A	N/A	N/A

Volatility & Risk

Corebridge Financial has a beta of 0.94, indicating that its share price is 6% less volatile than the S&P 500. Comparatively, Federal Life Group has a beta of 0.12, indicating that its share price is 88% less volatile than the S&P 500.

Insider and Institutional Ownership

98.3% of Corebridge Financial shares are owned by institutional investors. 0.1% of Corebridge Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Corebridge Financial beats Federal Life Group on 10 of the 10 factors compared between the two stocks.

About Corebridge Financial

Corebridge Financial, Inc. provides retirement solutions and insurance products in the United States. The company operates through Individual Retirement, Group Retirement, Life Insurance, and Institutional Markets segments. The Individual Retirement segment provides fixed annuities, fixed index annuities, variable annuities, and retail mutual funds. The Group Retirement segment offers record-keeping services, plan administration and compliance services, and financial planning and advisory solutions to employer-defined contribution plans and their participants, as well as proprietary and non-proprietary annuities, advisory services, and brokerage products. The Life Insurance segment offers term life and universal life insurance in the United States, as well as issues individual life, whole life, and group life insurance in the United Kingdom; and distributes medical insurance in Ireland. The Institutional Markets segment provides stable value wraps, structured settlement and pension risk transfer annuities, corporate and bank owned life insurance, private placement variable universal life and annuities products, and guaranteed investment contracts. The company was formerly known as SAFG Retirement Services, Inc. Corebridge Financial, Inc. was incorporated in 1998 and is headquartered in Houston, Texas. The company operates as a subsidiary of American International Group, Inc.

About Federal Life Group

Federal Life Group, Inc., through its subsidiary Federal Life Insurance Company, provides life insurance and annuity products in the United States. It offers whole, term, and universal life insurance, as well as retirement insurance products. The company offers its products through independent agents. Federal Life Group, Inc. was founded in 2018 and is headquartered in Riverwoods, Illinois. Federal Life Group, Inc operates as a subsidiary of Insurance Capital Group, LLC.