Western Union (NYSE:WU) and CURRENC Group (NASDAQ:CURR) Head to Head Contrast

CURRENC Group (NASDAQ:CURR) and Western Union (NYSE:WU) are both companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, profitability, earnings, institutional ownership, valuation, dividends and risk.

Risk & Volatility

CURRENC Group has a beta of -0.33, meaning that its share price is 133% less volatile than the S&P 500. Comparatively, Western Union has a beta of 0.79, meaning that its share price is 21% less volatile than the S&P 500.

Insider and Institutional Ownership

56.0% of CURRENC Group shares are held by institutional investors. Comparatively, 91.8% of Western Union shares are held by institutional investors. 17.8% of CURRENC Group shares are held by insiders. Comparatively, 0.9% of Western Union shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of current recommendations for CURRENC Group and Western Union, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CURRENC Group	0	0	1	1	3.50
Western Union	3	7	0	0	1.70

CURRENC Group presently has a consensus price target of $3.50, indicating a potential upside of 139.73%. Western Union has a consensus price target of $12.11, indicating a potential upside of 15.61%. Given CURRENC Group’s stronger consensus rating and higher possible upside, research analysts clearly believe CURRENC Group is more favorable than Western Union.

Profitability

This table compares CURRENC Group and Western Union’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CURRENC Group	N/A	N/A	N/A
Western Union	22.19%	96.90%	7.43%

Earnings and Valuation

This table compares CURRENC Group and Western Union”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CURRENC Group	$48.72 million	1.39	N/A	N/A	N/A
Western Union	$4.21 billion	0.84	$934.20 million	$2.73	3.84

Western Union has higher revenue and earnings than CURRENC Group.

About CURRENC Group

Currenc Group, Inc. engages in operating a fintech banking platform. It operates through the following segments: Remittance Services, Sales of Airtime, and Other Services. The company is headquartered in Singapore.

About Western Union

The Western Union Company provides money movement and payment services worldwide. The company operates through Consumer Money Transfer and Consumer Services segments. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agent locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, which facilitate payments for consumers, businesses, and other organizations, as well as money order services, retail foreign exchange services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.